🏦Bank Scorer

This institution is no longer active

Operations ceased on March 14, 1998. CRA examination history below reflects the period it was active.

BANK ST. CROIX

ROBERTS, WI · Supervised by FDIC

Est. 1903FDIC #12,323RSSD: FDIC-12323
Part ofCITIZENS BANCSHARES WOODVILLE→ View all charters
Satisfactory Same

Current rating · Exam: June 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.40%

Institution Profile

FDIC BankFind

Address

500 West Boulevard, ROBERTS, WI

County

St. Croix County

Established

August 17, 1903

Total Assets

$14M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$14M

Total Deposits

$12M

Net Loans

$8M

Net Income

$-53K

ROA

-0.40%

ROE

-4.36%

Risk-Based Capital

11.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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