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This institution is no longer active

Operations ceased on July 10, 2009. CRA examination history below reflects the period it was active.

BANK OF WYOMING

THERMOPOLIS, WY · Supervised by FDIC

Est. 1978FDIC #22,754RSSD: FDIC-22754
Part ofSTATE HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: April 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -9.73%

Institution Profile

FDIC BankFind

Address

435 Arapahoe Street, THERMOPOLIS, WY

County

Hot Springs County

Established

November 24, 1978

Total Assets

$70M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$70M

Total Deposits

$67M

Net Loans

$57M

Net Income

$-4,593K

ROA

-9.73%

ROE

-169.47%

Risk-Based Capital

6.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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