Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$762M
Net Income
$3M
ROA
1.02%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.39%
Risk-Based Capital
17.36%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 216 | 67.13% | 11.57% |
| 2023 | 279 | 49.46% | 14.70% |
| 2022 | 644 | 39.75% | 4.97% |
| 2021 | 1,702 | 78.85% | 3.11% |
| 2020 | 2,397 | 74.51% | 4.92% |
| 2019 | 1,467 | 69.26% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
20
Branch Deposits
$1.1B
1-Year Change
+1
5-year net change: +4 branches
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| 7.84% |
| 2018 | 1,048 | 67.75% | 9.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red