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This institution is no longer active

Operations ceased on June 11, 1999. CRA examination history below reflects the period it was active.

BANK OF THE OZARKS WCA

LITTLE ROCK, AR · Supervised by FDIC

Est. 1934FDIC #15,506RSSD: FDIC-15506
Part ofBANK OF THE OZARKS INC→ View all charters
Satisfactory Down

Current rating · Exam: September 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

12615 Chenal Parkway, LITTLE ROCK, AR

County

Pulaski County

Established

October 1, 1934

Total Assets

$506M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$506M

Total Deposits

$441M

Net Loans

$286M

Net Income

$926K

ROA

0.77%

ROE

9.34%

Risk-Based Capital

13.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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