Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$424M
Total Deposits
$377M
Net Loans
$308M
Net Income
$799K
ROA
0.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.91%
Risk-Based Capital
12.84%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 96 | 94.79% | 2.08% |
| 2023 | 108 | 94.44% | 3.70% |
| 2019 | 71 | 74.65% | 22.54% |
| 2018 | 102 | 88.24% | 7.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2022 | Satisfactory | Small Bank |
| Jul 2016 | Satisfactory | Small Bank |
| Sep 2010 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$346M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/bank-of-the-lowcountry" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: