This institution is no longer active
Operations ceased on October 11, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$226M
Total Deposits
$183M
Net Loans
$166M
Net Income
$3M
ROA
1.98%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.02%
Risk-Based Capital
15.72%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 203 | 60.59% | 11.82% |
| 2021 | 236 | 60.17% | 19.92% |
| 2020 | 282 | 52.48% | 17.02% |
| 2019 | 251 | 61.35% | 20.72% |
| 2018 | 230 | 69.57% | 18.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2019 | Satisfactory | Small Bank |
| Mar 2013 | Satisfactory | Small Bank |
| Nov 2007 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Address
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Established
Total Assets