Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$193M
Total Deposits
$174M
Net Loans
$83M
Net Income
$274K
ROA
0.59%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.93%
Risk-Based Capital
28.81%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 66 | 81.82% | 10.61% |
| 2023 | 73 | 75.34% | 17.81% |
| 2022 | 74 | 78.38% | 13.51% |
| 2021 | 78 | 88.46% | 7.69% |
| 2020 | 109 | 80.73% | 15.60% |
| 2019 | 97 | 73.2% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Small Bank |
| Apr 2018 | Satisfactory | Small Bank |
| Mar 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$164M
1-Year Change
0
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Preview:
| 2018 | 77 | 83.12% | 12.99% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red