Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$222M
Total Deposits
$193M
Net Loans
$165M
Net Income
$837K
ROA
1.47%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.74%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 62 | 85.48% | 4.84% |
| 2023 | 79 | 79.75% | 10.13% |
| 2022 | 89 | 79.78% | 8.99% |
| 2021 | 164 | 89.02% | 3.66% |
| 2020 | 289 | 89.62% | 3.46% |
| 2019 | 163 | 94.48% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Small Bank |
| Aug 2018 | Satisfactory | Small Bank |
| Nov 2012 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$182M
1-Year Change
0
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Preview:
| 2018 | 126 | 88.89% | 4.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red