This institution is no longer active

Operations ceased on September 30, 1990. CRA examination history below reflects the period it was active.

BANK OF MARYLAND - CARROLL COUNTY

WESTMINSTER, MD · Supervised by FDIC

Est. 1989FDIC #27,458RSSD: FDIC-27458

Part ofBANK MARYLAND CORP→ View all charters

Needs to Improve

Current rating · Exam: July 1990

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -10.77%

Institution Profile

FDIC BankFind

Address

532 Baltimore Boulevard, WESTMINSTER, MD

County

Carroll County

Established

February 27, 1989

Total Assets

$14M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 7, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1990Call Report / FDIC

Total Assets

$14M

Total Deposits

$11M

Net Loans

$7M

Net Income

$-720K

ROA

-10.77%

ROE

-37.63%

Risk-Based Capital

26.48%

Regulatory minimum: 8%

Total Assets — Last 6 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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