🏦Bank Scorer

This institution is no longer active

Operations ceased on March 18, 2000. CRA examination history below reflects the period it was active.

BANK OF MARYLAND

TOWSON, MD · Supervised by FDIC

Est. 1985FDIC #26,477RSSD: FDIC-26477
Part ofBB&T CORP→ View all charters
Satisfactory Same

Current rating · Exam: March 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.28%

Institution Profile

FDIC BankFind

Address

502 Washington Avenue, TOWSON, MD

County

Baltimore County

Established

December 19, 1985

Total Assets

$375M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1999Call Report / FDIC

Total Assets

$375M

Total Deposits

$252M

Net Loans

$219M

Net Income

$982K

ROA

0.28%

ROE

2.73%

Risk-Based Capital

8.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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