🏦Bank Scorer

This institution is no longer active

Operations ceased on May 14, 2021. CRA examination history below reflects the period it was active.

BANK OF LINCOLN COUNTY

COLUMBIA, MO · Supervised by FDIC

Est. 1888FDIC #1,643RSSD: FDIC-1643
Part ofFIRST MID BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.90%

Institution Profile

FDIC BankFind

Address

3855 Forum Boulevard, COLUMBIA, MO

County

Boone County

Established

July 8, 1888

Total Assets

$1.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2021Call Report / FDIC

Total Assets

$1.0B

Total Deposits

$870M

Net Loans

$804M

Net Income

$-7,810K

ROA

-2.90%

ROE

-20.06%

Risk-Based Capital

16.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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