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This institution is no longer active

Operations ceased on February 10, 2024. CRA examination history below reflects the period it was active.

BANK OF KIRKSVILLE

KIRKSVILLE, MO · Supervised by FDIC

Est. 1913FDIC #1,635RSSD: FDIC-1635
Part ofROCKHOLD BCORP→ View all charters
Satisfactory Same

Current rating · Exam: August 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.35%

Institution Profile

FDIC BankFind

Address

214 S Franklin St, KIRKSVILLE, MO

County

Adair County

Established

January 1, 1913

Total Assets

$407M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
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Estimated next exam:Aug 2027(based on asset size)

Financial Snapshot

As of Q4 2023Call Report / FDIC

Total Assets

$407M

Total Deposits

$343M

Net Loans

$121M

Net Income

$6M

ROA

1.35%

ROE

11.73%

Risk-Based Capital

49.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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