This institution is no longer active
Operations ceased on April 30, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$1.1B
Net Income
$5M
ROA
1.46%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.76%
Risk-Based Capital
14.82%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 176 | 68.75% | 11.93% |
| 2023 | 294 | 74.49% | 8.50% |
| 2022 | 425 | 73.41% | 4.94% |
| 2021 | 950 | 80.95% | 4.00% |
| 2020 | 1,190 | 89.41% | 2.27% |
| 2019 | 678 | 92.77% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Intermediate Small Bank |
| Mar 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Preview:
Address
County
Established
Total Assets
| 2018 | 501 | 91.42% | 4.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red