Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$256M
Total Deposits
$230M
Net Loans
$183M
Net Income
$759K
ROA
1.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.04%
Risk-Based Capital
15.33%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 140 | 76.43% | 17.14% |
| 2023 | 155 | 75.48% | 14.84% |
| 2022 | 201 | 73.13% | 19.40% |
| 2021 | 253 | 73.12% | 20.95% |
| 2020 | 189 | 70.37% | 20.63% |
| 2019 | 219 | 73.52% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Small Bank |
| Nov 2017 | Outstanding | Small Bank |
| Sep 2011 | Outstanding | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$224M
1-Year Change
0
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Preview:
| 20.09% |
| 2018 | 189 | 63.49% | 24.34% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red