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This institution is no longer active

Operations ceased on September 1, 2009. CRA examination history below reflects the period it was active.

BANK OF GOWER

GOWER, MO · Supervised by FDIC

Est. 1917FDIC #8,262RSSD: FDIC-8262
Part ofEVEREST BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

321 U.S. Highway 169 South, GOWER, MO

County

Clinton County

Established

July 17, 1917

Total Assets

$46M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$46M

Total Deposits

$34M

Net Loans

$21M

Net Income

$249K

ROA

1.13%

ROE

7.56%

Risk-Based Capital

12.82%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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