Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$416M
Total Deposits
$350M
Net Loans
$339M
Net Income
$744K
ROA
0.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.10%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 90 | 72.22% | 5.56% |
| 2023 | 133 | 73.68% | 9.02% |
| 2022 | 264 | 78.79% | 3.03% |
| 2021 | 285 | 83.51% | 5.26% |
| 2020 | 333 | 78.98% | 5.11% |
| 2019 | 182 | 80.22% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Small Bank |
| Sep 2021 | Satisfactory | Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2002
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Total Branches
6
Branch Deposits
$348M
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 2018 | 175 | 80.57% | 8.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red