This institution is no longer active
Operations ceased on September 20, 1999. CRA examination history below reflects the period it was active.
EASTHAMPTON, MA · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$11M
Total Deposits
$10M
Net Loans
$8M
Net Income
$40K
ROA
0.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.88%
Risk-Based Capital
16.19%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 1998 | Satisfactory | Small Bank |
| Dec 1996 | Satisfactory | Small Bank |
| Jul 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
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Established
Total Assets