🏦Bank Scorer

This institution is no longer active

Operations ceased on April 12, 1996. CRA examination history below reflects the period it was active.

BANK OF DOWNING

DOWNING, MO · Supervised by FDIC

Est. 1930FDIC #1,960RSSD: FDIC-1960
Satisfactory Same

Current rating · Exam: July 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.33%

Institution Profile

FDIC BankFind

Address

Main Street, DOWNING, MO

County

Schuyler County

Established

January 1, 1930

Total Assets

$10M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 22, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$10M

Total Deposits

$8M

Net Loans

$2M

Net Income

$33K

ROA

1.33%

ROE

8.74%

Risk-Based Capital

62.25%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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