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This institution is no longer active

Operations ceased on January 1, 1998. CRA examination history below reflects the period it was active.

BANK OF COFFEY

COFFEY, MO · Supervised by FDIC

Est. 1897FDIC #12,738RSSD: FDIC-12738
Part ofGUARANTY BANCSHARES CORP→ View all charters
Outstanding Up

Current rating · Exam: July 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.77%

Institution Profile

FDIC BankFind

Address

Main And Center, COFFEY, MO

County

Daviess County

Established

August 13, 1897

Total Assets

$9M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1996

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$9M

Total Deposits

$9M

Net Loans

$5M

Net Income

$68K

ROA

0.77%

ROE

9.93%

Risk-Based Capital

13.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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