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This institution is no longer active

Operations ceased on January 26, 2001. CRA examination history below reflects the period it was active.

BANK OF BOWIE

BOWIE, MD · Supervised by FDIC

Est. 1989FDIC #27,473RSSD: FDIC-27473
Part ofCOMMUNITY BANKSHARES OF MD INC→ View all charters
Satisfactory Same

Current rating · Exam: March 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.33%

Institution Profile

FDIC BankFind

Address

16410 Heritage Boulevard, BOWIE, MD

County

Prince George'S County

Established

March 27, 1989

Total Assets

$77M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$77M

Total Deposits

$65M

Net Loans

$43M

Net Income

$-248K

ROA

-0.33%

ROE

-3.94%

Risk-Based Capital

12.47%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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