🏦Bank Scorer

BANK OF BARTLETT

BARTLETT, TN · Supervised by FDIC

Est. 1980FDIC #23,123RSSD: FDIC-23123
Part ofWEST TENNESSEE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.58%

Institution Profile

FDIC BankFind

Address

6281 Stage Rd, BARTLETT, TN

County

Shelby County

Established

May 19, 1980

Total Assets

$557M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 4, 2003

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$557M

Total Deposits

$467M

Net Loans

$382M

Net Income

$811K

ROA

0.58%

ROE

8.39%

Risk-Based Capital

14.42%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate29.57%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

7

Branch Deposits

$462M

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202478852.28%29.57%
202392357.1%20.91%
202233762.61%14.54%
202128670.28%13.29%
202031268.59%14.42%
201931260.58%15.71%
201825964.48%12.74%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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