WEST TENNESSEE BANCSHARES INC is the parent banking group. BANK OF BARTLETT is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

WEST TENNESSEE BANCSHARES INC

Legal name: WEST TENNESSEE BANCSHARES, INC.

1 active bank · $557M combined assets

RSSD ID: 1097249 (FFIEC NIC)

Combined Assets

$557M

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBANK OF BARTLETTBARTLETT, TNSatisfactory$557MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$557M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$467M

Net Income

$811K

ROA (avg)

0.58%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

788

Origination Rate

52.28%

Denial Rate

29.57%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BANK OF BARTLETT	BARTLETT, TN	FDIC	$557M	100.0%	Satisfactory	Jun 2003

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.