Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$6.0B
Total Deposits
$5.4B
Net Loans
$4.3B
Net Income
$23M
ROA
1.52%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.49%
Risk-Based Capital
15.54%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,124 | 69.3% | 11.96% |
| 2023 | 2,189 | 71.72% | 9.55% |
| 2022 | 3,001 | 75.11% | 7.26% |
| 2021 | 3,297 | 78.92% | 5.64% |
| 2020 | 2,993 | 77.18% | 5.61% |
| 2019 | 1,620 | 80.43% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Large Bank |
| Mar 2023 | Satisfactory | Large Bank |
| Dec 2019 | Satisfactory | Large Bank |
11 previous ratings locked — back to 1991
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Total Branches
32
Branch Deposits
$5.1B
1-Year Change
+2
5-year net change: +4 branches
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Preview:
| 5.19% |
| 2018 | 1,409 | 80.13% | 7.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red