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This institution is no longer active

Operations ceased on September 18, 2000. CRA examination history below reflects the period it was active.

BANK OF AMITY

AMITY, AR · Supervised by FDIC

Est. 1905FDIC #5,618RSSD: FDIC-5618
Part ofCHAMBERS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.84%

Institution Profile

FDIC BankFind

Address

Public Square And Highways 8 And 84, AMITY, AR

County

Clark County

Established

November 30, 1905

Total Assets

$62M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$62M

Total Deposits

$55M

Net Loans

$38M

Net Income

$571K

ROA

1.84%

ROE

18.57%

Risk-Based Capital

16.15%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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