BERRYVILLE, AR · Supervised by Federal Reserve (FRB)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$335M
Total Deposits
$294M
Net Loans
$255M
Net Income
$2M
ROA
1.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.21%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 198 | 86.36% | 1.01% |
| 2023 | 224 | 95.09% | 1.79% |
| 2022 | 194 | 87.11% | 3.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
Total Branches
11
Branch Deposits
$269M
1-Year Change
0
5-year net change: +1 branches
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