Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.6B
Total Deposits
$2.2B
Net Loans
$2.0B
Net Income
$10M
ROA
1.48%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.71%
Risk-Based Capital
12.60%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,507 | 79.43% | 3.32% |
| 2023 | 1,035 | 81.35% | 3.77% |
| 2022 | 1,686 | 79.95% | 4.39% |
| 2021 | 3,108 | 82.34% | 3.99% |
| 2020 | 4,297 | 82.8% | 2.98% |
| 2019 | 2,223 | 81.42% | 4.18% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Large Bank |
| Jun 2021 | Satisfactory | Large Bank |
| Jul 2018 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1992
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Total Branches
15
Branch Deposits
$2.1B
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red