This institution is no longer active
Operations ceased on September 1, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$6.0B
Total Deposits
$4.9B
Net Loans
$2.6B
Net Income
$16M
ROA
0.54%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.15%
Risk-Based Capital
43.94%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 130 | 60% | 25.38% |
| 2019 | 332 | 65.36% | 23.80% |
| 2018 | 367 | 53.95% | 29.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2019 | Outstanding | Large Bank |
| Feb 2016 | Outstanding | Large Bank |
| May 2012 | Outstanding | Large Bank |
7 previous ratings locked — back to 1994
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/banco-santander-puerto-rico" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets