This institution is no longer active
Operations ceased on December 13, 2002. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$87M
Total Deposits
$84M
Net Loans
$72M
Net Income
$-579K
ROA
-0.86%
Below avg for Small banks. Peer avg: 0.44%
ROE
-27.50%
Risk-Based Capital
4.35%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1999 | Satisfactory | Small Bank |
| Feb 1996 | Satisfactory | Not Reported |
| Mar 1995 | Needs to Improve | Not Reported |
1 previous rating locked — back to 1994
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Established
Total Assets