This institution is no longer active

Operations ceased on October 12, 1996. CRA examination history below reflects the period it was active.

BANCO CENTRAL HISPANO - PUERTO RICO

SAN JUAN, PR · Supervised by FDIC

Est. 1977FDIC #22,519RSSD: FDIC-22519

Part ofBANCO CNTL HISPANOAMERICANO SA→ View all charters

Satisfactory Same

Current rating · Exam: December 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.57%

Institution Profile

FDIC BankFind

Address

221 Ponce De Leon Avenue, SAN JUAN, PR

County

San Juan County

Established

September 2, 1977

Total Assets

$1.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1996Call Report / FDIC

Total Assets

$1.6B

Total Deposits

$1.2B

Net Loans

$988M

Net Income

$8M

ROA

0.57%

ROE

4.06%

Risk-Based Capital

29.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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