Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.8B
Total Deposits
$2.2B
Net Loans
$2.3B
Net Income
$6M
ROA
0.89%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.64%
Risk-Based Capital
16.26%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 243 | 76.95% | 6.58% |
| 2023 | 573 | 76.27% | 10.47% |
| 2022 | 524 | 86.07% | 3.05% |
| 2021 | 727 | 89.55% | 2.61% |
| 2020 | 938 | 88.7% | 3.41% |
| 2019 | 544 | 84.56% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Large Bank |
| Jan 2023 | Satisfactory | Large Bank |
| Dec 2019 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1993
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Total Branches
10
Branch Deposits
$2.5B
1-Year Change
0
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Preview:
| 2018 | 503 | 83.5% | 3.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red