Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$102M
Total Deposits
$74M
Net Loans
$83M
Net Income
$65K
ROA
0.25%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.83%
Risk-Based Capital
13.70%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 59 | 61.02% | 18.64% |
| 2020 | 227 | 83.26% | 5.73% |
| 2019 | 132 | 79.55% | 7.58% |
| 2018 | 112 | 83.93% | 8.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2007 | Outstanding | Small Bank |
| Oct 2002 | Outstanding | Small Bank |
| Oct 1997 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$76M
1-Year Change
0
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