Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$826M
Total Deposits
$693M
Net Loans
$600M
Net Income
$2M
ROA
1.07%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.08%
Risk-Based Capital
13.38%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 276 | 75.36% | 8.70% |
| 2023 | 291 | 73.2% | 12.37% |
| 2022 | 436 | 79.13% | 10.78% |
| 2021 | 665 | 85.41% | 7.37% |
| 2020 | 884 | 84.5% | 5.77% |
| 2019 | 358 | 78.21% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Aug 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
18
Branch Deposits
$679M
1-Year Change
0
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Preview:
| 2018 | 268 | 82.84% | 7.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red