Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.8B
Total Deposits
$1.4B
Net Loans
$1.5B
Net Income
$2M
ROA
0.55%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.38%
Risk-Based Capital
13.94%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 361 | 80.33% | 2.49% |
| 2023 | 316 | 82.91% | 2.85% |
| 2022 | 512 | 79.69% | 3.71% |
| 2021 | 740 | 84.46% | 1.89% |
| 2020 | 976 | 81.05% | 1.95% |
| 2019 | 418 | 78.23% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Intermediate Small Bank |
| May 2016 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1994
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Total Branches
10
Branch Deposits
$1.4B
1-Year Change
0
5-year net change: -2 branches
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Preview:
| 2018 | 397 | 80.35% | 3.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red