This institution is no longer active
Operations ceased on June 16, 2000. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$85M
Total Deposits
$77M
Net Loans
$46M
Net Income
$253K
ROA
1.22%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.19%
Risk-Based Capital
15.20%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 447 | 70.92% | 1.34% |
| 2023 | 450 | 71.56% | 0.44% |
| 2022 | 741 | 72.47% | 2.29% |
| 2021 | 1,619 | 79.25% | 1.73% |
| 2020 | 1,388 | 74.86% | 1.73% |
| 2019 | 1,102 | 75.95% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1998 | Satisfactory | Small Bank |
| Nov 1995 | Satisfactory | Not Reported |
| Dec 1993 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets
| 2.09% |
| 2018 | 366 | 90.44% | 0.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red