This institution is no longer active

Operations ceased on April 17, 1992. CRA examination history below reflects the period it was active.

AMERIFIRST BANK OF CAPE GIRARDEAU

CAPE GIRARDEAU, MO · Supervised by FDIC

Est. 1990FDIC #32,953RSSD: FDIC-32953

Part ofAMERIFIRST BCORP INC→ View all charters

Needs to Improve

Current rating · Exam: November 1990

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.70%

Institution Profile

FDIC BankFind

Address

1 South Kingshighway, CAPE GIRARDEAU, MO

County

Cape Girardeau County

Established

May 12, 1990

Total Assets

$26M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

November 20, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$26M

Total Deposits

$22M

Net Loans

$15M

Net Income

$-46K

ROA

-0.70%

ROE

-6.21%

Risk-Based Capital

18.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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