This institution is no longer active

Operations ceased on March 8, 1993. CRA examination history below reflects the period it was active.

AMERICAN NATIONAL BANK

HAMDEN, CT · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1965FDIC #19,399

Outstanding

Current rating · Exam: October 1991

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

2992 Dixwell Avenue, HAMDEN, CT

County

New Haven County

Established

March 31, 1965

Total Assets

$337M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 31, 1991

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	642	70.25%	15.11%
2023	621	71.66%	19.00%
2022	1,317	73.42%	12.22%
2021	1,834	75.14%	5.18%
2020	2,419	80.94%	3.39%
2019	1,186	72.93%	10.96%
2018	985	75.84%	9.04%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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