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This institution is no longer active

Operations ceased on August 1, 1997. CRA examination history below reflects the period it was active.

AMERICAN FIRST NATIONAL BANK

EVERETT, WA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1984FDIC #25,711
Satisfactory Same

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

6920 Evergreen Way, EVERETT, WA

County

Snohomish County

Established

September 17, 1984

Total Assets

$65M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 27, 1996

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202423100%0.00%
20235396.23%0.00%
20226792.54%0.00%
20217693.42%0.00%
20203691.67%2.78%
20194887.5%2.08%
20184493.18%0.00%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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