This institution is no longer active

Operations ceased on July 17, 1992. CRA examination history below reflects the period it was active.

AMERICAN BANK OF FRANKLIN COUNTY

UNION, MO · Supervised by FDIC

Est. 1981FDIC #23,655RSSD: FDIC-23655

Part ofMERCANTILE BCORP INC→ View all charters

Satisfactory

Current rating · Exam: February 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.07%

Institution Profile

FDIC BankFind

Address

Oak At Springfield Street, UNION, MO

County

Franklin County

Established

December 15, 1981

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 17, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1992Call Report / FDIC

Total Assets

$31M

Total Deposits

$26M

Net Loans

$21M

Net Income

$-11K

ROA

-0.07%

ROE

-0.89%

Risk-Based Capital

14.19%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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