🏦Bank Scorer

This institution is no longer active

Operations ceased on August 1, 2005. CRA examination history below reflects the period it was active.

AMERICAN BANK

EAU CLAIRE, WI · Supervised by FDIC

Est. 1971FDIC #20,557RSSD: FDIC-20557
Part ofALLIANCE FINL SERVICES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.14%

Institution Profile

FDIC BankFind

Address

2728 Mall Drive, EAU CLAIRE, WI

County

Eau Claire County

Established

December 13, 1971

Total Assets

$74M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$74M

Total Deposits

$62M

Net Loans

$63M

Net Income

$804K

ROA

2.14%

ROE

19.62%

Risk-Based Capital

12.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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