🏦Bank Scorer

This institution is no longer active

Operations ceased on April 25, 2014. CRA examination history below reflects the period it was active.

ALLENDALE COUNTY BANK

FAIRFAX, SC · Supervised by FDIC

Est. 1933FDIC #15,062RSSD: FDIC-15062
Satisfactory Down

Current rating · Exam: June 2012

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.64%

Institution Profile

FDIC BankFind

Address

Se200 7th St W, FAIRFAX, SC

County

Allendale County

Established

June 1, 1933

Total Assets

$49M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2012

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2014Call Report / FDIC

Total Assets

$49M

Total Deposits

$49M

Net Loans

$20M

Net Income

$-207K

ROA

-1.64%

ROE

-364.76%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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