Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$923M
Net Loans
$606M
Net Income
$466K
ROA
0.19%
Below avg for Community banks. Peer avg: 0.90%
ROE
2.52%
Risk-Based Capital
18.15%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 364 | 65.11% | 13.19% |
| 2023 | 478 | 72.38% | 15.27% |
| 2022 | 606 | 72.44% | 16.17% |
| 2021 | 493 | 83.77% | 9.33% |
| 2020 | 525 | 74.48% | 16.00% |
| 2019 | 520 | 75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 1994 | Outstanding | Assessment Factor |
| Apr 1992 | Outstanding | Assessment Factor |
Exam dates and details are paywalled
Total Branches
19
Branch Deposits
$874M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/adirondack-bank-national-association" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 627 | 75.28% | 16.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red