This institution is no longer active

Operations ceased on May 5, 2018. CRA examination history below reflects the period it was active.

ADAMS DAIRY BANK

BLUE SPRINGS, MO · Supervised by FDIC

Est. 2008FDIC #58,697RSSD: FDIC-58697

Part ofADAMS DAIRY BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: May 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.29%

Institution Profile

FDIC BankFind

Address

651 Ne Coronado Drive, BLUE SPRINGS, MO

County

Jackson County

Established

January 3, 2008

Total Assets

$120M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2018Call Report / FDIC

Total Assets

$120M

Total Deposits

$96M

Net Loans

$91M

Net Income

$400K

ROA

1.29%

ROE

14.15%

Risk-Based Capital

13.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate0.00%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2018	16	87.5%	0.00%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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