KANSAS CITY, MO · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$2.7B
Net Loans
$2.5B
Net Income
$8M
ROA
1.01%
Above avg for Community banks. Peer avg: 0.90%
ROE
7.23%
Risk-Based Capital
18.04%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 416 | 60.82% | 8.65% |
| 2022 | 545 | 62.39% | 6.79% |
| 2021 | 1,211 | 69.28% | 6.44% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Large Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Outstanding | Intermediate Small Bank |
4 previous ratings locked — back to 1994
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Total Branches
78
Branch Deposits
$2.5B
1-Year Change
+5
5-year net change: -4 branches
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