Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$319M
Total Deposits
$258M
Net Loans
$246M
Net Income
$190K
ROA
0.24%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.34%
Risk-Based Capital
34.77%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 143 | 75.52% | 6.29% |
| 2023 | 136 | 70.59% | 6.62% |
| 2022 | 189 | 73.02% | 8.99% |
| 2021 | 245 | 58.37% | 11.43% |
| 2020 | 226 | 60.62% | 18.14% |
| 2019 | 179 | 74.3% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2009 | Outstanding | Small Bank |
| Nov 2003 | Outstanding | Small Bank |
| Mar 1998 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$265M
1-Year Change
-1
5-year net change: -1 branches
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Preview:
| 2018 | 275 | 71.64% | 8.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red