Bloomfield, NJ · Federal Credit Union · Chartered in NJ
Who can join
Community — open geographic area
Members
12,009
Net Worth Ratio
10.88%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$186.0M
Total Shares
$168.1M
Total Loans
$123.9M
Net Income
$15K
Net Worth Ratio
10.88%
≥7% = Well Capitalized
Members
12,009
Return on Assets
0.01%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.13%
$1.4M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 70 | 37 | 20 | 52.9% | 28.6% |
| 2022 | 117 | 54 | 41 | 46.1% | 35.0% |
No CFPB complaint data available for this credit union.
XCEL Federal Credit Union
1460 Broad St, Bloomfield, NJ, 07003
Monday thru Friday 8:00 am---5:00 pm
XCEL Federal Credit Union
30 Path Plz, Jersey City, NJ, 07306
Monday Thru Friday 9:00 am---6:00 pm
XCEL Federal Credit Union
26 Federal Plz Fl 31, New York, NY, 10278-1300
Monday Thru Friday 9:00 am to 5:00 pm
Bloomfield Branch
1460 Broad St, Bloomfield, NJ, 07003
By Appointment Only
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<a href="https://bankscorer.com/credit-union/xcel" target="_blank" rel="noopener">View XCEL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 73.7%· healthy range 60–80%