Worcester, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
6,355
Net Worth Ratio
11.50%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$107.1M
Total Shares
$95.6M
Total Loans
$68.7M
Net Worth Ratio
11.50%
≥7% = Well Capitalized
Members
6,355
Delinquency Rate (60d+)
0.16%
$113K
Loan-to-share ratio: 71.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 60 | 34 | 18 | 56.7% | 30.0% |
| 2022 | 107 | 61 | 31 | 57.0% | 29.0% |
No CFPB complaint data available for this credit union.
Corporate
520 W Boylston St, Worcester, MA, 01606-2026
M-F 9:00am-5:00pm Sat 9:00am-12:00pm
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<a href="https://bankscorer.com/credit-union/worcester" target="_blank" rel="noopener">View WORCESTER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.