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WHITEFISH CREDIT UNION ASSOCIATION

Whitefish, MT · State Credit Union · Chartered in MT

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #61949Est. 1934RSSD: 733090

Members

64,905

Net Worth Ratio

12.55%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.06B

Peer Group 6

Members

64,905

as of latest quarter

Net Worth Ratio

12.55%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 37, Whitefish, MT 59937

Chartered

1934

Branch Locations

8 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.06B

Total Shares

$1.78B

Total Loans

$1.35B

Net Income

$2.0M

Net Worth Ratio

12.55%

≥7% = Well Capitalized

Members

64,905

Return on Assets

0.10%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.06%

$809K

Loan-to-share ratio: 76.0%· healthy range 60–80%

Branch Locations

NCUA

Whitefish Credit Union - Whitefish Office

300 Baker Ave, Whitefish, MT, 59937

9:00 - 4:30 M - F (Lobby) 7:30 - 6:00 M - F (Drive Thru)

MainATMDrive-thru

Whitefish Credit Union - Kalispell Office

234 E Montana St, Kalispell, MT, 59901

9:00 - 4:30 M-F (Lobby) 7:30 - 6:00 M-F (Drive Thru)

ATMDrive-thru

Whitefish Credit Union - Columbia Falls Office

405 9th St W, Columbia Falls, MT, 59912

9:00 to 4:30 M-F (Lobby) 7:30 to 6:00 M-F (Drive Thru)

ATMDrive-thru

Whitefish Credit Union - Lake County Office

110 3rd Ave E, Polson, MT, 59860

9:00 - 4:30 M-F (Lobby) 7:30 - 6:00 M-F (Drive Thru)

ATMDrive-thru

Whitefish Credit Union - Eureka Office

105 DEWEY AVE, Eureka, MT, 59917

9:00 - 4:30 M-F (Lobby) 8:00 - 5:00 M-F (Drive Thru)

ATMDrive-thru

Whitefish Credit Union - Sanders County Office

107 POND ST, Thompson Falls, MT, 59873

9:00 - 4:30 M - F (Lobby) 8:00 - 6:00 M-F (Drive Thru)

ATMDrive-thru

Whitefish Credit Union - South Kalispell

2000 US Hwy 93 S, Kalispell, MT, 59901

Lobby M-F 9:00 to 4:30 Drive-Thru M-F 7:30 to 6:00

ATMDrive-thru

Whitefish Credit Union - Missoula Office

1635 S Russell St, Missoula, MT, 59801-5636

9:00 - 4:30 M-F (Lobby) 7:30 - 6:00 M-F (Drive Thru)

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.