🏦Bank Scorer

WESTSIDE COMMUNITY

Churchville, NY · Federal Credit Union · Chartered in NY

Well Capitalized

Who can join

Employer / occupational group

Charter #15324Est. 1962RSSD: 144584

Members

1,849

Net Worth Ratio

10.74%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$25.3M

Peer Group 3

Members

1,849

as of latest quarter

Net Worth Ratio

10.74%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 316, 125 East Buffalo Stre, Churchville, NY 14428

Chartered

1962

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$25.3M

Total Shares

$22.5M

Total Loans

$13.3M

Net Income

$87K

Net Worth Ratio

10.74%

≥7% = Well Capitalized

Members

1,849

Return on Assets

0.34%

annualized · >0.5% healthy

Loan-to-share ratio: 59.1%· healthy range 60–80%

Branch Locations

NCUA

Westside Community FCU

125 E Buffalo St, Churchville, NY, 14428-9704

Monday - Thursday 9:00 am -4:00 pm Friday 9:00 am - 5:00 pm

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.