Williamsville, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
11,515
Net Worth Ratio
14.22%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$225.6M
Total Shares
$193.1M
Total Loans
$175.5M
Net Income
$1.1M
Net Worth Ratio
14.22%
≥7% = Well Capitalized
Members
11,515
Return on Assets
0.50%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.05%
$92K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 265 | 228 | 24 | 86.0% | 9.1% |
| 2022 | 288 | 240 | 35 | 83.3% | 12.2% |
No CFPB complaint data available for this credit union.
WILLIAMSVILLE
6750 MAIN ST, WILLIAMSVILLE, NY, 14221
M-W 9-4, TH-F 9-5
FREDONIA
264 E MAIN ST, FREDONIA, NY, 14063-1412
M-W 9-4, TH-F 9-5
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<a href="https://bankscorer.com/credit-union/western-division" target="_blank" rel="noopener">View WESTERN DIVISION on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 90.9%· healthy range 60–80%