Worcester, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
84,905
Net Worth Ratio
19.56%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.50B
Total Shares
$1.05B
Total Loans
$1.30B
Net Worth Ratio
19.56%
≥7% = Well Capitalized
Members
84,905
Delinquency Rate (60d+)
0.22%
$2.8M
Loan-to-share ratio: 123.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 735 | 399 | 186 | 54.3% | 25.3% |
| 2022 | 982 | 638 | 167 | 65.0% | 17.0% |
| 2021 | 568 | 399 | 68 | 70.3% | 12.0% |
No CFPB complaint data available for this credit union.
Operations Center
271 Greenwood St, Worcester, MA, 01607
M T 8:00 am to 4:30 pm W 8:00 am to 1:00 pm Th 8:00 am to 5:00 pm Fr 8:00 am to 5:00 pm Sat 8:00 am to 12:00 pm
Vital Records
282 Main St, Douglas, MA, 01516-2177
Webster
41 E Main St, Webster, MA, 01570-2346
M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00pm
Douglas
282 Main St, Douglas, MA, 01516-2177
M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00 pm
Dudley
16 Airport Rd, Dudley, MA, 01571-5947
M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 5:00 pm Fr 8:30 am to 7:00 pm
Whitinsville
1298 Providence Rd, Whitinsville, MA, 01588
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/webster-first" target="_blank" rel="noopener">View WEBSTER FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm F 8:30 am to 5:00 pm
Worcester
275 Greenwood St, Worcester, MA, 01607-1733
M T W 8:30 am to 4:00 pm Sat 8:30 am to 12:00 pm Th 8:30 to 7:00 pm Fr 8:30 to 5:00 pm
Charlton
20 Trolley Crossing Rd, Charlton, MA, 01507-1351
M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00 pm
Spencer
118 W Main St, Spencer, MA, 01562-2621
M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00 pm
Auburn
547 Southbridge St, Auburn, MA, 01501
M T 8:30 am to 4:00 pm W Sat 8:30 am to 12:00 pm Th 8:30 am to 7:00 pm Fr 8:30 am to 5:00 pm
6 more locations not shown.